About 5 Cross Point Dr
Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! ????
Features of 5 Cross Point Dr
| MLS® # | MDCA2025536 |
|---|---|
| Price | $1,100,000 |
| Bedrooms | 6 |
| Bathrooms | 4.50 |
| Full Baths | 4 |
| Half Baths | 1 |
| Square Footage | 6,080 |
| Acres | 1.22 |
| Year Built | 1999 |
| Type | Residential |
| Sub-Type | Detached |
| Style | Colonial, Traditional |
| Status | Active |
Community Information
| Address | 5 Cross Point Dr |
|---|---|
| Subdivision | CROSS POINT |
| City | OWINGS |
| County | CALVERT-MD |
| State | MD |
| Zip Code | 20736 |
Amenities
| Amenities | Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Moldings, Double/Dual Staircase, Formal/Separate Dining Room, Pantry, Recessed Lighting, Wainscotting, Walk-in Closet(s), Window Treatments, Wood Floors, Additional Stairway, Bathroom - Jetted Tub, Primary Bath(s), Upgraded Countertops |
|---|---|
| Utilities | Cable TV Available, Electric Available, Phone Available, Propane |
| Parking | Concrete Driveway, Private |
| # of Garages | 2 |
| Garages | Garage - Side Entry, Garage Door Opener |
| View | Trees/Woods, Street |
| Is Waterfront | No |
Interior
| Interior Features | Floor Plan - Open,Floor Plan - Traditional |
|---|---|
| Appliances | Built-In Microwave, Central Vacuum, Commercial Range, Cooktop, Dishwasher, Dryer - Electric, Dryer - Front Loading, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Wall, Refrigerator, Six Burner Stove, Washer - Front Loading, Water Heater, Exhaust Fan, Oven/Range - Gas, Range Hood, Stainless Steel Appliances |
| Heating | Heat Pump(s) |
| Cooling | Ceiling Fan(s), Central A/C |
| Has Basement | Yes |
| Basement | Interior Access, Improved, Fully Finished, Heated, Full, Daylight, Partial, Connecting Stairway, Outside Entrance, Windows |
| Fireplace | Yes |
| # of Fireplaces | 1 |
| Fireplaces | Gas/Propane |
| Stories | 4 |
Exterior
| Exterior | Stone, Vinyl Siding |
|---|---|
| Exterior Features | Sidewalks,Exterior Lighting,Deck(s),Wrap Around,Patio(s),Porch(es) |
| Lot Description | Backs to Trees, Trees/Wooded, Cleared, Corner, Front Yard, Landscaping, Level, Partly Wooded, Premium, Rear Yard, Road Frontage, SideYard(s) |
| Windows | Screens |
| Roof | Shingle |
| Construction | Stone, Vinyl Siding |
| Foundation | Concrete Perimeter |
School Information
| District | CALVERT COUNTY PUBLIC SCHOOLS |
|---|---|
| Elementary | WINDY HILL |
| Middle | WINDY HILL |
| High | NORTHERN |
Additional Information
| Date Listed | March 13th, 2026 |
|---|---|
| Days on Market | 182 |
| Zoning | R-1 |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | Home Towne Real Estate |
|---|