Thinking About Using Your 401(k) To Buy a Home?




Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.

The Numbers May Make It Tempting

The data shows many Americans have saved a considerable amount for retirement (see chart below):

 


It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on the horizon. But remember, dipping into your retirement savings for a home could cost you a penalty and…

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12 Spinnaker Reef Ct

Here is your chance to own a beautifully updated home in the sought after Seneca Harbor neighborhoods in Bowleys Quarters.  Located on a cul-de-sac within walking distance to numerous restaurants and marinas. This 4 bedroom, 2.5 bathroom home has been meticulously maintained including a full kitchen remodel with new appliances and many other updates.  The walkout basement which is the full footprint of the house leads you to a tree lined backyard that provides a lot privacy.

THIS HOUSE IS MOVE IN READY!

12 Spinnaker Reef Ct

For More Information Please Contact:  Jonathan Blume (443-938-3264)

Listing Information for:  12 Spinnaker Reef Ct

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Don’t Tackle Selling Your Home on Your Own - an Agent Can Help




If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home.

1. First impressions are everything – and an agent knows how to make a great one.

Prepping a house for sale requires a…

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More People Are Finding the Benefits of Multigenerational Households Today




If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years. As you consider this option for your own home search, know it could help you on your homeownership journey and provide you with other incredible benefits along the way.

Living with Loved Ones Could Help You Achieve Your Homeownership Goals

There are several reasons people choose to live in a multigenerational household, and for many,…

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It May Be Time To Consider a Newly Built Home




If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. When housing inventory is as low as it is right now, it can feel like a bit of an uphill battle to find the perfect home for you because there just isn’t that much to choose from. If you need to open up your pool of options, it may be time to consider a newly built home.

 According to the latest data from the U.S. Census, there’s positive news when it comes to new home construction. When you look at the first three months of this year, you’ll find:


  • More new homes were completed and are ready to sell. This gives you more move-in-ready options for your search.
  • Builders broke ground…

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Why Buyers Need an Expert Agent by Their Side




The process of buying a home can feel a bit intimidating, even under normal circumstances. But today's market is still anything but normal. There continues to be a very limited number of homes for sale, and that’s creating bidding wars and driving home prices back up as buyers compete over the available homes.

Navigating all of this can be daunting if you’re trying to do it alone. That’s why having a skilled expert to guide you through the homebuying process is essential, especially today. Bankrate shares this perspective: 

"Advice and guidance from a professional real estate agent can be invaluable, particularly amid a hot or unpredictable housing market."

Here are just a few of the ways a…

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Great location in the desirable Brentwood Park neighborhood!  Property backs to the woods and is settled and situated nicely at the back of a cul-de-sac.  This 4 bedroom, 2.5 bathroom colonial has wood flooring on the first level, a large deck overlooking a private backyard and a finished basement.  Come view this fabulous home!

Contact:  Chris Streett

For more information: 816 W. Farrow Ct


aerial view


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2901 Rolling Green Dr, Churchville Maryland.

This is a wonderful 4 bedroom, 3 1/2 baths colonial home in the sought after lake community of Rolling Green.  Main level has an open floor plan with large family room with gas fireplace, kitchen with many upgrades and has patio doors that lead to a great outdoor entertaining area including a deck, screened in porch, and pool.  Second floor has four bedrooms and two full baths and hardwood floors.  Rolling Green is in a great location convenient to shopping, APG and I-95. 

Come view this fabulous home and envision lake life living!

Contact:  Tim Hopkins

Click here for more information: 2901 Rolling Green Dr.

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Homeowners Have Incredible Equity To Leverage Right Now




Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity. But what is equity? In the simplest terms, equity is the difference between the market value of your home and the amount you owe on your mortgage. The National Association of Realtors (NAR) explains how your equity grows over time:

“Housing wealth (home equity or net worth) gains are built up through price appreciation and by paying off the mortgage.”

How Your Equity Can Help You Achieve Your Goals

The equity you build up over the years can be used to your advantage when you sell your current house and buy your next home. If you no longer have the space you need, it…

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2 Model Like Homes in Bel Air

Meticulously maintained and updated garage townhomes in sought after Monmouth Meadows. Well appointed with high end updates and amentities, including large open concept, gourmet kitchen, granite countertops, stainless steel appliances and hardwood floors on main level.  Great location that is convenient to I95, Bel Air shopping, restaurants and much more. 

These properties are a must see!


Contact:  chris@streetthopkins.com


Click Here for more information on: 410 Cahill Rd, Abingdon MD


Click here for more information on: 404 Cahill Rd, Abingdon MD


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