The Basics: The differences between a Short Sale and Foreclosure

By: Tim Hopkins

Perhaps you’ve been looking for a house and have found the terms “Short Sale”, “Bank Owned Resale” or “Foreclosure” but don’t quite know what that means? Fear not, this blog aims to explain.

Short Sale

Despite how this term sounds “short sale” is not referring to a quick sale. The short in this term refers to money, not time, so if you’re interested in a short sale home, get ready to play the long game.

What it actually means

In a Short Sale, the homeowner is either underwater on their home (their home is now worth less than the outstanding balance on their mortgage) or they are having trouble making payments and need to get out of the agreement with the lender. The owner will formally ask the lender to sign off on the…

156 Views, 0 Comments

Cooley Mill Rd. Farm in Havre de Grace

Great opportunity to purchase a type of property that rarely comes available in Harford County. Property has tremendous potential including possible subdivision, continue to farm and place in Ag preservation, hunting, recreation and explore the many allowed uses via special exception in Harford County. Property previously had approval for 30 lots and per approval letter dated 12/18/13 contains 22 building rights (please confirm development rights and possible uses with Harford County Government). Property has approx. 92 tillable acres. There are numerous outbuildings and an old house that are of no value, please do not enter any of the buildings. Great location with easy access to I-95, Havre de Grace and all the upper Chesapeake Bay region has to offer.

168 Views, 0 Comments

Harford County: Our Home Sweet Home

Harford County: Our Home Sweet Home

By: Tim Hopkins

As a company with our roots and history in Harford County we are proud to call it home. Our little corner of the state boasts some of its most picturesque scenery and most historic towns, monuments and landscapes in the state of Maryland. Not to mention it’s a great place to live.

Geography & Landmarks

Harford County is 527 sq. miles located in the north eastern part of the state bordering Baltimore and Cecil counties in Maryland, and York and Lancaster counties in Pennsylvania.

Founded in 1773 and named for Henry Harford(c.1759-1834), many historic landmarks can be seen and
visited here. The Concord Point Lighthouse in Havre De Grace built in 1827 has pleasing views of the Chesapeake…

192 Views, 0 Comments

Estate Sale 101

Estate Sale Basics

Have you ever wondered what exactly is an estate sale? If you’re like most people you have very little knowledge of this unique bargain hunting opportunity. I had a conversation with Denise Gauger of Antique Chic an estate sale professional to get the top facts and some do’s and don’ts to make any estate sale newb feel experienced. 

FAQ

SH- What is an Estate Sale? 

DG- An Estate Sale takes place when a family needs to liquidate everything from the home.This could be the result of a death, divorce, relocation, transfer or downsizing.

SH- What can shoppers expect to find?

DG- Anything and everything from Steinway pianos to boxes of household items, Furniture, Art, Cars, I’ve sold Dog Kennels, and even a “She Shed”. 

143 Views, 0 Comments

Sassafrass Road Farm for Sale

Farm for Sale in Warwick County. 

Excellent opportunity to purchase 225 acres not in a preservation easement. Property consists of four parcels. Map 64 parcel 1 (132.79 acres), Map 64 parcel 11 (22.23 acres), Map 64 parcel 9 (57.8 acres). Map 64 parcel 13 (12.83 acres). Property is unimproved with the exception of a small hunting shack, some old sheds and a well. There was a house at one time so there may be an existing system. Land is presently leased for farming through 2023. Total acres leased are 126. Property includes a pond and approx. 85 acres of woods. great for hunting and borders route 301. Easy access to Wilmington, Annapolis, Baltimore, Philadelphia and Washington. Please if entering the property do not drive on any of the fields. Contact…

80 Views, 0 Comments

1109 ROBIN HILL CT.

Just Listed! 1109 Robin Hill Ct. Bel Air, MD 21015

This is just what you've been looking for! Spacious and in a great neighborhood!

Don't miss this opportunity to purchase a wonderful townhouse with bump out. Main level includes a family room with custom built-in book shelves, pellet stove and cathedral ceiling.

Patio doors from family room lead to a large deck overlooking the rear yard that backs to woods. Kitchen has bright white cabinets and appliances with adjoining breakfast nook. Dining room living room combination with bump out bay window. Upper level is 3 bedrooms and 2 full baths, primary bedroom with cathedral ceiling and ensuite bath.

Lower level is finished with another full bath, large game room with walk out. The home has had…

89 Views, 0 Comments

10 Best Pumpkin Farms in Harford and Baltimore Counties

10 Best Pumpkin Farms in Harford and Baltimore Counties

Tis’ the season for everything pumpkin! We’ve compiled a list of the ten most popular fall farms to visit in the area. 

Brad’s Farm

Address  550, 1623, Asbury Rd, Churchville, MD 21028

https://www.bradsfarmmarket.com/

• Excellent Local Produce
• Good Pumpkin Picking Selection
• Hayride
• Playground
• Market
• Live Music (see schedule)

Lohr’s Orchard

Address: 3212 Snake Ln, Churchville, MD 21028

www.lohrsorchard.com/

• Apple and Pumpkin picking
• Hayride
• Good Prices
• Helpful Staff
• Delicious cider

Harman’s

Address 2633 Churchville Rd, Churchville, MD 21028

harmansfarm.com/

• Good selection of pumpkins
• Hayride
• Playground
…

116 Views, 0 Comments